Survey Says: Worth the Cost

If you plan to buy property, you really should get a survey. A mortgage report is not sufficient.

If you buy property without a survey, you run the risk that the boundaries of the property are not where you thought. Your house may encroach onto your neighbor’s or theirs may encroach onto yours, or part of what you thought was your yard may be someone else’s. A survey would reveal problems like these.

A mortgage report is not good enough. They specifically state that you cannot rely upon them to determine property boundaries and are certified only to your lender, not to you.

You can fix the second problem by having it certified to you also, but the only way to fix the main problem is to get a staked boundary survey.

Your lender will let you close on a mortgage report because it is protected, but you will not be.

You need a true survey to protect yourself. It is well worth the cost.

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